Don't leave the funeral bill to your kids.
A funeral now costs $8,000 to $10,000 or more. A small final expense plan pays it, so your family doesn't have to.
- Coverage starts day one. No 2-year waiting period.
- From $30 a month. Fixed price that never goes up.
- Up to $100,000 in coverage, ages 50-85.
- No medical exam. Health conditions accepted.
- Free to check. No obligation, no pressure.
Fill in the short form. A member of our team confirms your details, then a US licensed agent calls you with exact prices for your state. It takes about 10 minutes.
See your price in 60 seconds
Answer 4 quick questions. No cost, no obligation.
How it works
Common questions
What is final expense insurance?
A small whole life insurance policy, usually $5,000 to $100,000, designed to pay funeral, burial and other end-of-life costs so family is not left with the bill. The premium is fixed and the policy does not expire with age.
How much does it cost?
Plans start around $30 a month. The exact price depends on your age, state, coverage amount and health answers. The licensed agent gives you the exact number on the call.
Is there a medical exam?
No. There is a short set of health questions instead. Most health conditions are accepted.
Is there a waiting period?
The plans offered through our partner agents provide coverage from day one, with no 2-year waiting period. The agent confirms the policy terms before you apply.
Who is Zards?
Zards BPO is an outreach team that connects people with licensed US life insurance agents. We confirm your details; the licensed agent handles the quote and the policy. We are registered with Pakistan's PSEB and follow US calling rules, including the Do Not Call list.
Can I stop the calls?
Yes. Tell the caller, or email admin@zardsbpo.com, and you are removed the same day.